World Bank approves $500m for Nigerian MSMEs: what businesses, banks, and lenders should know
Industry Information

World Bank approves $500m for Nigerian MSMEs: what businesses, banks, and lenders should know

The World Bank has approved a $500 million financing package for Nigerian MSMEs under the Fostering Inclusive Finance for MSMEs in Nigeria project, better known as FINCLUDE.

Frequently asked questions on direct debit setup and authorization
Industry Information

Frequently asked questions on direct debit setup and authorization

Direct debit setup and authorization can be confusing for both lenders and borrowers, especially when it involves mandates, bank approvals, repayment schedules, failed debits, and consent requirements. This article answers some of the most common questions about direct debit systems, explaining how authorization works, how mandates are created and managed, what causes debit failures, and the best practices lenders should follow to ensure compliant and reliable repayment collections.

Best loan origination software for fintechs in the US
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Best loan origination software for fintechs in the US

Fintech lenders in the United States need loan origination software that can support fast approvals, automated underwriting, regulatory compliance, and seamless borrower experiences at scale. The right platform should also integrate with credit bureaus, payment systems, identity verification tools, and core banking infrastructure. In this article, we explore some of the best loan origination software options for fintechs in the US, comparing their features, flexibility, and suitability for different lending models.

3 LoanPro alternatives 
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3 LoanPro alternatives 

LoanPro is a well-known lending and loan servicing platform, but it may not be the right fit for every lender depending on pricing, customization needs, geographic focus, or operational complexity. In this article, we explore three LoanPro alternatives that offer strong capabilities across loan origination, servicing, collections, automation, and borrower management for financial institutions and digital lenders looking for flexible lending infrastructure.

Best loan management platforms for credit unions in 2026
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Best loan management platforms for credit unions in 2026

Credit unions in 2026 need more than basic loan tracking tools. They require flexible loan management platforms that support member onboarding, automated underwriting, repayments, collections, compliance, and integrations with core banking and payment systems. In this article, we explore some of the best loan management platforms for credit unions, comparing their features, scalability, and suitability for different lending operations and member-focused financial services.

The challenges of cross-border lending in Africa
Growth marketing

The challenges of cross-border lending in Africa

Africa has 54 countries, over 40 currencies, and some of the fastest-growing consumer credit markets in the world. For a lender looking to expand beyond a single market, that combination sounds like opportunity, and it sincerely is.

3 TurnKey Lender alternatives
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3 TurnKey Lender alternatives

If you are exploring alternatives to TurnKey Lender, it is important to evaluate platforms based on flexibility, scalability, pricing, integrations, and support for your specific lending model. In this article, we compare three TurnKey Lender alternatives that help financial institutions and digital lenders manage loan origination, underwriting, disbursement, collections, and customer management more efficiently across different markets and lending use cases.

How to get a money lending license in Texas
How to

How to get a money lending license in Texas

Getting a money lending license in Texas requires more than just registering a business. Lenders must meet state regulatory requirements, complete licensing applications, maintain compliance standards, and understand the legal framework governing consumer lending in Texas. This guide breaks down the process step by step, including the agencies involved, required documentation, costs, and key considerations for launching a compliant lending operation.

How Proparco deploys credit capital in Francophone Africa 
Industry Information

How Proparco deploys credit capital in Francophone Africa 

If you are a lender trying to understand how development finance institutions move money in markets where commercial banks routinely pull back, Proparco is worth studying closely.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

3 HES Fintech alternatives
Industry Information

3 HES Fintech alternatives

As digital lending continues to evolve, many lenders are looking beyond HES Fintech for loan management platforms that offer greater flexibility, localized support, better pricing, stronger automation, or features tailored to specific markets and lending models. Choosing the right lending infrastructure can directly impact operational efficiency, borrower experience, risk management, and long-term scalability. In this article, we explore three strong alternatives to HES Fintech, comparing their core features, integrations, customization capabilities, and suitability for different types of lenders. Whether you are a fintech startup, microfinance institution, bank, or embedded lending provider, this guide will help you evaluate platforms that can better align with your operational and growth needs.

Nigeria Data Protection Act (NDPA)
Industry Information

Nigeria Data Protection Act (NDPA)

For years, digital lending in Nigeria operated in a data grey zone. Platforms collected more borrower information than they needed, shared it with third parties under vague terms, and used it for purposes borrowers never agreed to. Debt recovery sometimes crossed into harassment, with lenders accessing contact lists and sending messages to borrowers’ family members. […]