5 reasons why you should embed credit into your products and services
Embedding credit into your products or services can help businesses give customers more flexible ways to pay while creating new opportunities for growth and revenue. From increasing customer purchasing power to improving retention and creating additional revenue streams, embedded credit can become a valuable part of the customer experience. In this article, we explore five reasons why businesses should consider embedding credit into their products and services and what it takes to get started.
3 reasons why direct debit hasn’t become a hit in Nigeria
We've championed direct debit as a better solution for loan repayments and recovery. For its efficiency and simplicity.
Why direct debit is the silent hero of loan recovery in Nigeria
Unlike cards, direct debit cuts through the noise, offering a simpler and dependable way to ensure payments are made on time, every time.
Why GSI fails for borrowers with unpredictable income
Today, we’ll be highlighting three major challenges lenders may encounter when using GSI to recover loans from borrowers with unpredictable income:
5 benefits of tracking all your bank accounts in one app
Managing multiple bank accounts can make it difficult to keep track of your money, transactions, and spending. Using one app to monitor your accounts gives you a clearer view of your finances, helping you stay organised, spot unusual activity, and make better financial decisions. Here are five benefits of tracking all your bank accounts in one app.
How Bento, NotchHR, and SeamlessHR are using loans to transform HR SaaS
HR platforms are moving beyond payroll and employee management by integrating financial services into the workplace. Bento, NotchHR, and SeamlessHR are using lending and embedded finance to give employees easier access to credit while creating new opportunities for businesses. This article explores how these platforms are using loans to expand what HR SaaS can offer.
How Lendsqr is using AI to transform its processes
Lendsqr, like many forward-thinking companies, has embraced AI to transform several aspects of our operations. Let's take a closer look at three key areas where AI has made a significant impact
3 ways expense tracking can improve your financial health
Knowing where your money goes is one of the first steps toward better financial management. Tracking your expenses can help you understand your spending habits, identify unnecessary costs, and make more informed decisions about your finances. Tools like Olo Finance, a personal finance management tool, make this easier by allowing you to combine your Nigerian bank accounts in one place. With your permission, Olo Finance can collect transaction data from your emails and SMS and organise it into a clearer view of your finances. Here are three ways expense tracking can improve your financial health.
The power of lending APIs
Lending APIs allow lenders and financial platforms to connect the tools and services they need to run their operations without building everything from scratch. From loan applications and credit checks to payments, identity verification, and customer data, APIs can help different systems work together. This article explores the power of lending APIs, how they work, and the role they can play in building more flexible lending experiences.
3 best React Native alternatives for building mobile loan apps
In the world of mobile app development, there are many ways to skin a cat, and React Native is one of them.
What is loan fraud and red flags to spot fraudulent borrowers
Lending comes with its risks, and adding tech into the mix can make things even trickier. Loan fraud has gotten pretty sophisticated, here's what you need to watch out for
