What you need to know about blacklists
A blacklist is an organized list that records the details of individuals who have engaged in misconduct. And there are so many blacklists all over the world. Today, we talk about KARMA.
All you need to know about the new student loan law
For many Nigerian students today, their dreams are stifled by financial barriers. Learn how the new student loan helps to change that.
How borrower behaviors have shifted under the threat of GSI
GSI is making borrowers think twice before taking out loans, pay closer attention to the fine print of loan agreements, and more.
8 signs a borrower would default
Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.
What is the loan recovery process?
Loan recovery is about ethically stepping up efforts to retrieve what's owed to you, employing assertive tactics to ensure full repayment of the loan.
A lender’s guide to understanding risk assessment
Effective risk assessment is the foundation of responsible lending. This guide explores how lenders evaluate borrower risk using credit data, financial analysis, behavioral insights, and alternative data to make informed lending decisions, reduce defaults, and build healthier loan portfolios.
7 best things the Central Bank has ever done for digital lending in Nigeria
Nigeria's digital lending industry has grown rapidly, supported by regulatory reforms that promote consumer protection, financial stability, and responsible innovation. This article highlights seven of the Central Bank of Nigeria's most impactful initiatives and examines how they have shaped the country's digital lending ecosystem.
How to use Lendsqr to build your BNPL app
Buy Now, Pay Later (BNPL) has become one of the fastest-growing forms of consumer credit, allowing customers to spread payments while merchants increase sales. Building a successful BNPL app, however, requires much more than a checkout button—it demands robust onboarding, credit decisioning, payment collection, merchant management, and loan servicing capabilities. With Lendsqr, businesses can quickly launch and scale a BNPL solution using ready-made lending infrastructure, configurable workflows, and APIs designed to power modern credit products.
5 ways GSI should be improved by the Central Bank of Nigeria (CBN)
Global Standing Instruction (GSI) is one of the most remarkable inventions by the CBN. Now, is the GSI as good as it should be? We don’t think so because every good thing can get better.
Lending with USSD – opportunities, challenges, and limitations
While access to mobile phones is available, smartphones are not as easy to come by. For this reason, an alternative lending channel like USSD that is easily accessible becomes necessary.
Requirements for publishing Nigerian loan apps on Google Play Store
An increasing number of Nigerian lenders are launching mobile loan apps, but getting approved on the Google Play Store requires more than just uploading an APK. Google has strict policies for financial services, including proof of regulatory compliance, transparent loan terms, privacy requirements, and proper app disclosures. This guide explains the key requirements for publishing a Nigerian loan app on the Google Play Store and the steps lenders can take to ensure a smooth approval process.