A cultural view of loan defaults in Rwanda
Any lasting reduction in default rates will depend not only on stricter systems but also on solutions that align with Rwanda’s social norms, communal values, and the realities of how households manage money under varying economic pressures.
7 types of loan management software in 2025
The following breakdown looks at seven major types of loan management software currently shaping the lending industry in 2025, offering a closer look at how these tools are helping lenders deliver credit more efficiently and responsibly.
Download the FCCPC Digital Lending Regulations 2025
Nigeria’s Federal Competition and Consumer Protection Commission (FCCPC) has published the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations 2025. If you are in consumer lending, whether as a digital lender, app developer, service provider, or partner, these regulations are not optional. They define exactly how you can operate, the approvals you must get, and […]
All you need to know about core banking applications
So what exactly is a core banking system? At its most basic, it’s the central software platform banks use to manage customer accounts, process transactions, handle deposits and withdrawals, and oversee everything from loan disbursements to compliance checks.
A deep overview of consumer credit in Zambia
This report provides a clear, practical overview of consumer credit in Zambia from 2019 - 2024. It covers the key loan types in use, major players shaping the space, current regulatory frameworks, and how technology is changing access.
How to build your credit score as a new Nigerian immigrant in Canada
You can build your credit history in Canada from the ground up, and you don’t need to wait years to get started.
What lenders in South Africa should look for in a loan management software
If you lend money in South Africa, choosing the right technology is the most important software decision you ever make.
What lenders in Rwanda should look for in a loan management software.
This article is a practical breakdown of what truly matters when choosing loan management software in Rwanda.
Why gig workers are denied loans, and how better credit scoring helps
The structure of the global economy is shifting. More people are working short-term gig, freelancing, and relying on digital platforms to earn a living.
5 loan business ideas for a Gen Z market
Here are five loan business ideas that align with how Gen Z works, earns, and aspires and why lenders should pay attention.
The rise of retail finance in South Africa and what it means for modern lenders
South Africa’s retail finance space needs better execution solutions that work at the margins. This article explores how retail finance in South Africa is evolving and what’s driving the growth.
