How peer-to-peer lending platforms really work
Industry Information

How peer-to-peer lending platforms really work

Explore how peer-to-peer lending connects borrowers and individual investors through online platforms.

💪🏾 We partnered with Herconomy to give women a better future

💪🏾 We partnered with Herconomy to give women a better future

Hello there! 👋 Happy new month and welcome to November! 🌞 November is here, reminding us that while the year may be winding down, the opportunities are not. As the days grow shorter, the chance to expand your lending business is still within reach. Whether you’re considering introducing new loan products, fine-tuning your existing ones, […]

How to report defaults to credit bureaus responsibly
Lender information

How to report defaults to credit bureaus responsibly

This article explains how to report defaults correctly. It covers checking information, notifying borrowers, handling disputes, and keeping proper internal controls.

How P2P lending loans differ from traditional digital lending
Industry Information

How P2P lending loans differ from traditional digital lending

Discover the differences between P2P lending and traditional digital lending. This in-depth analysis explains why both models coexist and who they serve best.

Bank of Ghana’s new licensing rule for digital lenders
Industry Information

Bank of Ghana’s new licensing rule for digital lenders

The Bank of Ghana has officially announced a new phase in digital credit regulation. Starting November 3, 2025, the central bank will begin accepting applications from entities seeking to operate as Digital Credit Service Providers. This includes every mobile loan application, digital lender, or fintech company offering credit services through apps or online platforms. Existing […]

How automated underwriting systems speed up loan approvals without raising risk
Growth marketing

How automated underwriting systems speed up loan approvals without raising risk

Loan approvals have always depended on how quickly lenders can understand an applicant’s financial story. The work is demanding because the volumes keep rising, the customer expectations get sharper every year, and regulators watch every detail. Many lenders in Africa also operate in markets where data gaps still exist, so there is constant pressure to […]

Why modern lenders need fair debt collection strategies
Growth marketing

Why modern lenders need fair debt collection strategies

Debt collection has become one of the most sensitive parts of lending. Borrowers are more informed than ever, regulators in Africa and around the world continue to tighten expectations, and credit markets rely heavily on trust. Recovery still matters for the bottom line, but the way lenders go about it matters even more. A fair, […]

10 loan apps in Kenya with low interest
Borrower information

10 loan apps in Kenya with low interest

This article examines 10 loan apps in Kenya offering low interest rates. It explains how each platform operates, what makes their terms different, and how to evaluate them based on your own borrowing habits.

Where to get loans in Kenya without collateral
Borrower information

Where to get loans in Kenya without collateral

This article explains how Kenya’s unsecured lending system works, what qualifies you for these loans, and how to choose lenders who value your stability, because getting a loan without collateral should make life easier and not more complicated.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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10 common reasons lenders go cold after demos
Lender information

10 common reasons lenders go cold after demos

Buyers often research for weeks or months before they reach out, and when they do sit through a demo they expect to get value and confidence fast.

How to tell if you’re ready for enterprise-grade lending software
Growth marketing

How to tell if you’re ready for enterprise-grade lending software

So how do you know when it's time to make the leap? Let's look at the concrete signs that indicate your business is ready for enterprise-grade lending software.