Why gig workers are denied loans, and how better credit scoring helps
The structure of the global economy is shifting. More people are working short-term gig, freelancing, and relying on digital platforms to earn a living.
5 loan business ideas for a Gen Z market
Here are five loan business ideas that align with how Gen Z works, earns, and aspires and why lenders should pay attention.
The rise of retail finance in South Africa and what it means for modern lenders
South Africa’s retail finance space needs better execution solutions that work at the margins. This article explores how retail finance in South Africa is evolving and what’s driving the growth.
The impact of AI in loan underwriting and collections in Zambia
Zambia's loan underwriting methods can't keep pace with the country’s financial needs. This article explores how AI is being applied to underwriting and collections in Zambia, the limitations it seeks to solve, and the opportunities it presents for building a better financial system.
Where to get loans in Cameroon without collateral
Collateral-free loans are a financial means of survival for Cameroonians. This article breaks down where to find these lenders, how they work, and what you need to know to borrow smarter.
5 school loan alternatives to MPOWER for African immigrants
This article explores five of the strongest alternatives to MPOWER Financing, carefully selected for their relevance, accessibility, and the value they bring to African students who are immigrants.
Where to get loans in Kenya without collateral
Collateral-free loans have become the go-to option for Kenyans who need access to money without having to risk losing their property. This article breaks it all down where to get loans in Kenya without collateral and how to choose the right one.
A cultural view of loan defaults in South Africa
If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.
🔄 Top up loans without starting from scratch
Hello there! 👋 It’s July. New month, new quarter, and a new half year. A good point to step back, refocus, and pick up the pace. Whether the last quarter felt like a mad dash or a lazy stroll, the next six months will decide how the year closes. Maybe you need to tighten your […]
Loandisk vs. LendFusion: Which loan management software is better for you?
The gap between fast-growing lenders and those stuck comes down to software. If you're running a growing operation, this guide will help you figure out which system actually fits your business, your team, and your future as a lender.
How debit order works in South Africa
This report provides an in-depth analysis of the debit order ecosystem in South Africa from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.
