How open banking affect credit bureaus in Nigeria
This article breaks down how open banking is already influencing credit bureaus in Nigeria, what lenders are seeing today, and how the relationship between open banking and credit reporting is likely to evolve in the near future.
What collateral options exist for SME loans?
This article breaks down the collateral options that actually exist for SME loans in African markets today, focusing on what lenders accept in practice, how these options behave during default, and what trade offs come with each approach.
How to test a lending platform before committing
This article walks through how lenders and credit providers can realistically test an end to end loan management platform before making a long term commitment.
How do lenders manage abandoned loan applications?
This article walks through how lenders manage abandoned loan applications in real terms. It focuses on what happens after an application stalls, how lenders diagnose the cause, and what systems and decisions help recover value without irritating borrowers or stretching operations teams.
What is the difference between consumer lending software and business lending software?
This article provides a thorough explanation of the differences and what to consider when deciding which one to choose.
What data do credit bureaus collect from lenders?
This article breaks down the specific categories of data that lenders report to credit bureaus across Africa. It focuses strictly on lender supplied data, not how bureaus score it or how lenders later consume it.
How do lenders handle failed direct debit attempts?
This article walks through how lenders actually handle failed direct debit attempts in practice. It focuses on what finance and operations teams need to understand, from root causes and notifications to retries, customer communication, dispute handling, and compliance considerations
Frequently asked questions about open banking in Africa
This FAQ is written for people who are trying to make sense of how open banking affects real operations.
Frequently asked questions about working in Lendsqr
Beyond job titles and LinkedIn posts, potential employees want to understand the mechanics: how feedback works, how people are evaluated, what flexibility looks like, and what happens after the offer letter is signed. These are the questions that shape expectations. This article answers the most frequently asked questions about working at Lendsqr.
Frequently asked questions about open banking in Nigeria
This article compiles common questions that bankers, fintech leaders, compliance officers, and customers are asking about open banking.
Frequently Asked Questions about Mortgages
Despite their prevalence, mortgages remain confusing for many. People ask whether they can qualify with irregular income, how interest really affects repayments over decades, and what happens if life throws an unexpected curveball. Lenders, on the other hand, wrestle with balancing risk, keeping up with regulations, and monitoring loans across multiple borrowers and markets. This […]
