How to get a lending license in India
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How to get a lending license in India

The Reserve Bank of India (RBI) has firm compliance requirements, and skipping any step can lead to serious consequences. This guide will walk you through the entire process

Credit union vs Money lenders: A comparative overview
Industry Information

Credit union vs Money lenders: A comparative overview

Your rent is due in a few days, or your business needs a quick cash injection to restock inventory. Maybe it’s a medical emergency, and you need funds immediately. Where do you turn? Traditional banks? Not always an option, especially when you don’t have the collateral, credit history, or time to go through the long […]

Top credit regulators lenders in East Africa must know
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Top credit regulators lenders in East Africa must know

For lenders, the message is clear: Know the regulators, understand the rules, and stay compliant. Otherwise, your lending business could be one policy change away from closure.

All you need to know about alternative credit scoring
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All you need to know about alternative credit scoring

By moving beyond traditional credit reports, lenders can tap into new data sources to get a fuller, fairer picture of a borrower’s financial health.

Best KYC providers for lenders in West Africa
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Best KYC providers for lenders in West Africa

So, who’s actually getting it right? Which KYC providers truly understand the complexities of lending in West Africa? 

How to tackle loan defaults in the Caribbean: A lender’s guide
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How to tackle loan defaults in the Caribbean: A lender’s guide

This guide breaks down proven strategies to tackle loan defaults in the Caribbean, from better risk assessment to smarter debt recovery.

Top 5 loan apps for 2,000 to 200,000 CDF in Democratic Republic of Congo
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Top 5 loan apps for 2,000 to 200,000 CDF in Democratic Republic of Congo

So, which loan apps in the DRC are worth your time? We’ve done the research and rounded up five that stand out.

How to get a lending license in the Democratic republic of Congo
Lender information

How to get a lending license in the Democratic republic of Congo

Entrepreneurs, and even salaried workers often struggle to get loans in Congo This is where you come in. Here's how you can get licensed and begin operations

Top 5 loan apps for 500 to 10,000 birr in Ethiopia
Borrower information

Top 5 loan apps for 500 to 10,000 birr in Ethiopia

So, which loan apps truly fulfill their promises? Before we look at the top five that stand out in Ethiopia today, let’s understand some of the basic requirements of most lenders.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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How to get a lending license in Ethiopia
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How to get a lending license in Ethiopia

The National Bank of Ethiopia is cautious, but there is room for those lenders who can offer good and affordable credit.

Loan business vs. Lending business: A difference every lender should know
Lender information

Loan business vs. Lending business: A difference every lender should know

One is run as a corporate machine with risk and compliance models, and the other is based on flexibility, personal contact, and sometimes punitive penalties for non-repayment.