All you need to know about core banking applications
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All you need to know about core banking applications

So what exactly is a core banking system? At its most basic, it’s the central software platform banks use to manage customer accounts, process transactions, handle deposits and withdrawals, and oversee everything from loan disbursements to compliance checks.

A deep overview of consumer credit in Zambia
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A deep overview of consumer credit in Zambia

This report provides a clear, practical overview of consumer credit in Zambia from 2019 - 2024. It covers the key loan types in use, major players shaping the space, current regulatory frameworks, and how technology is changing access.

How to build your credit score as a new Nigerian immigrant in Canada
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How to build your credit score as a new Nigerian immigrant in Canada

You can build your credit history in Canada from the ground up, and you don’t need to wait years to get started.

What lenders in South Africa should look for in a loan management software
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What lenders in South Africa should look for in a loan management software

If you lend money in South Africa, choosing the right technology is the most important software decision you ever make.

What lenders in Rwanda should look for in a loan management software.
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What lenders in Rwanda should look for in a loan management software.

This article is a practical breakdown of what truly matters when choosing loan management software in Rwanda.

Why gig workers are denied loans, and how better credit scoring helps
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Why gig workers are denied loans, and how better credit scoring helps

The structure of the global economy is shifting. More people are working short-term gig, freelancing, and relying on digital platforms to earn a living.

5 loan business ideas for a Gen Z market
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5 loan business ideas for a Gen Z market

Here are five loan business ideas that align with how Gen Z works, earns, and aspires and why lenders should pay attention.

The rise of retail finance in South Africa and what it means for modern lenders
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The rise of retail finance in South Africa and what it means for modern lenders

South Africa’s retail finance space needs better execution solutions that work at the margins. This article explores how retail finance in South Africa is evolving and what’s driving the growth.

The impact of AI in loan underwriting and collections in Zambia
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The impact of AI in loan underwriting and collections in Zambia

Zambia's loan underwriting methods can't keep pace with the country’s financial needs. This article explores how AI is being applied to underwriting and collections in Zambia, the limitations it seeks to solve, and the opportunities it presents for building a better financial system.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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Where to get loans in Cameroon without collateral
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Where to get loans in Cameroon without collateral

Collateral-free loans are a financial means of survival for Cameroonians. This article breaks down where to find these lenders, how they work, and what you need to know to borrow smarter.

5 school loan alternatives to MPOWER for African immigrants
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5 school loan alternatives to MPOWER for African immigrants

This article explores five of the strongest alternatives to MPOWER Financing, carefully selected for their relevance, accessibility, and the value they bring to African students who are immigrants.