A deep overview of business and SME loans in Ghana
Executive summary In Ghana today, running a small business isn’t just a choice. It’s a means of survival and progress. With over 80% of employment coming from the informal sector, entrepreneurship is often the default path for many Ghanaians, especially the youth. From food sellers to online vendors and fashion designers in Accra, micro and […]
A deep overview of consumer credit in Ghana
This article offers a comprehensive overview of Ghana’s consumer lending sector from 2019 to 2024. It explores the types of loans available, major lenders, the role of fintech, regulation, and the social dynamics of borrowing.
Tala vs Zenka – which is the best in Kenya
If you live in Kenya, you’ve probably had that moment when something unexpected comes up, and suddenly, you need cash fast. Maybe it’s an emergency medical bill, a school fee deadline, or a small business expense that can’t wait. This is where mobile loan apps like Tala and Zenka come in, promising a simple solution […]
Effective loan collections for lenders in Ghana
Across Ghana, more and more people are struggling to keep up with loan repayments. Loan collection doesn’t have to be a battle. With the right strategies, tools, and mindset, lenders can recover loans without chasing people into hiding, and borrowers can stay afloat even when times get tough.
How to get a student loan in the UK as an international student from Botswana
Every year, hundreds of young Batswana dream of studying abroad, especially in the UK. This guide is here to help you figure it all out from student loans to some lesser-known ways Batswana students are making it work.
How to get a business loan in Ghana
If you’ve ever tried to grow a business in Ghana, this guide is for you, we’ll break down the types of business loans available in Ghana, where to get them, what lenders are really looking for, and how to boost your chances of getting approved.
A cultural view of loan defaults in Kenya
Executive summary From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]
BNPL vs. traditional lending: What works best in Kenya?
While both BNPL and traditional lending provide access to needed funds, they operate under different models, offer distinct benefits, and carry unique risks.
An overview of loan management software in Kenya
This report looks at how loan management software works, why it matters to everyday Kenyans, and how adoption has grown over the past five years.
A deep overview of business and SME loans in Kenya
Whether through banks, SACCOs, digital platforms, or informal channels, we examine how Kenya's business owners are financing their operations and what’s next for them.
A deep overview of consumer credit in Kenya
Whether you’re a driver juggling M-Shwari and Fuliza, a kiosk owner weighing whether to borrow from your chama or a loan app, or a policymaker trying to keep up with the pace of lending, this report is for you.
