A deep overview of consumer credit in Botswana
This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.
How to reduce loan defaults in Tanzania: Best strategies for lenders
Tanzania’s banking sector has turned a corner on loan defaults. that’s not just a technical milestone, it’s a strong sign that risk management is improving, credit is being better monitored, and lenders are adapting fast.
A cultural view of loan defaults in Tanzania
This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.
OnePesa vs. FlexiCash – Which is the best loan app in Tanzania?
Getting access to credit in Tanzania has never been simple. For years, many people, especially those without formal jobs, collateral, or long banking histories have found themselves locked out of traditional financial services. Even for salaried individuals, the process of borrowing from a bank often involves days of paperwork, rigid eligibility criteria, and long waits […]
Effective loan collections for lenders in Uganda
You can have risk scores, CRB access, and a nice-looking app that sends automated reminders, yet still find yourself chasing borrowers who vanish after disbursement. That gap between disbursement and human engagement is where most repayments die. It’s time to stop blaming borrowers and start fixing how we follow up.
How to get a student loan in Uganda
Student loans exist but as a strategy. If you understand the rules, ask the right questions, and watch your back, they could be your stepping stone instead of a trap.
Effective loan collections for lenders in Zambia
You can have the best technology, the smartest frameworks, all the dashboards in the world but if your borrower feels like just another number, you’ve already lost. This article explores how rethinking loan collections in Zambia may be the solution to effective repayment.
Numida vs ManguCash – which is the best in Uganda
Numida and ManguCash are two digital lenders making waves in Uganda’s financial space, offering different approaches to the same promise: fast, easy credit. The real question is which lender actually works for you and which one could leave you worse off? Let's unpack facts
EcoCash vs Himoney – which is the best in Zimbabwe
In a country where loan apps have become a financial means of survival for many, EcoCash and HiMoney both promise fast loans, low stress, and mobile convenience. But which one actually delivers when it matters? We'll break it down; feature by feature and experience by experience in this piece.
Who regulates lending in Zimbabwe
Behind every loan approval or denial is a complex system of laws and regulators meant to keep things in check. This article explores Zimbabwe’s lending environment, who regulates it, what laws apply, how interest rates are controlled, and how these systems affect people.
How to get a student loan in Canada as an international student from Botswana
Despite all the gatekeeping, there are options if you know where to look. In this guide, we'll explore these options in detail, providing you with the information needed to bring your Canadian education aspirations to fruition.