A cultural view of loan defaults in the Philippines
The cultural bedrock of family and community in the Philippines suggests that, for better or worse, social norms will continue to shape how loans are taken and repaid.
Why African lenders need different risk models than Western lenders
To make lending sustainable and fair, African lenders need models that recognize these realities instead of trying to fit them into assumptions that belong elsewhere.
7 top loan apps for iPhone users in Nigeria
This piece examines seven iOS loan apps in Nigeria that stand apart in how they lend, what they demand, and the kind of borrower they serve.
Where to get loans with low interest rates in Nigeria
This guide goes beyond the usual list of loan apps and bank brochures. It takes a clear look at where Nigerians across different income levels and needs can find loans with the lowest possible interest rates, what to watch out for, and how to borrow smartly
5 best loan apps in Zambia with low interest
This article looks at the loan apps in Zambia that stand out for keeping interest rates lower, being clearer about repayment, and treating borrowers with more fairness.
Frequently Asked Questions on FCCPC’s new consumer lending regulations
Below are answers to common questions from Lenders, compliance teams, and other stakeholders about FCCPC's DEON CL.
How to finance your first car as an immigrant in the UK
Can immigrants finance a car in the UK? In this guide, we’ll focus on the steps, the lenders, and how you can finance your car as an immigrant in the UK.
How to comply with FCCPC’s new consumer lending regulations
If you gain any form of benefit from a lending transaction, whether in cash, goods, commissions, or barter, the FCCPC considers you covered under these regulations.
How to finance your first car as an immigrant in the US
Financing a car in the U.S. is available to you. The challenge is knowing which routes build your stability rather than drain it. That’s where this guide comes in.
What are the three C’s of credit and how do lenders actually use them?
Understanding this framework is useful for lenders and equally strategic for borrowers. Knowing how the three C’s are weighed provides insight into what strengthens or weakens an application.
Who regulates lending in the Philippines
Understanding who regulates lending in the Philippines helps to know who sets the rules in a system that affects households, entrepreneurs, and communities every day.
