Uburyo 5 bwo Kwigaragaza nk’Umugurizabikorwa Utandukanye mu Rwanda
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Uburyo 5 bwo Kwigaragaza nk’Umugurizabikorwa Utandukanye mu Rwanda

U Rwanda rwahinduye amateka yarurangwagamo n’ibikomere rukaba kimwe mu bihugu bifite iterambere ryihuse muri Afurika, bigaragarira mu mahame arugenga no mu bushake bwo kwiyubaka. Dushingiye ku bunararibonye dufite mu nganda z’imari, twasanze u Rwanda ari ahantu heza ho gukorera inguzanyo hifashishijwe ikoranabuhanga. Imiyoborere myiza n’iyubahirizwa ry’amategeko bigaragara mu Rwanda bituma habaho icyizere ku isoko ry’imari. […]

Uburyo bwo Gusohoza Inguzanyo neza ku Batanga Inguzanyo mu Rwanda
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Uburyo bwo Gusohoza Inguzanyo neza ku Batanga Inguzanyo mu Rwanda

Uzi uko biba bimeze. Umuntu afata inguzanyo, wenda ngo yongere ibicuruzwa mu iduka rye, agure imirima, cyangwa agure moto ya kabiri kugira ngo agure ubucuruzi bwe bwo gutwara abantu. Mu ntangiriro, ibintu byose bigenda neza. Umugurijwe yishyura ku gihe, nawe ukumva uhagaze neza ku masezerano. Ariko ubuzima bushobora kuzana ibibazo. Isoko iradindira, haboneka indwara itunguranye, […]

A deep overview of consumer credit in Botswana
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A deep overview of consumer credit in Botswana

This report explores these developments in depth and presents a narrative-driven overview of Botswana’s consumer lending journey over the past five years.

How to reduce loan defaults in Tanzania: Best strategies for lenders
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How to reduce loan defaults in Tanzania: Best strategies for lenders

Tanzania’s banking sector has turned a corner on loan defaults. that’s not just a technical milestone, it’s a strong sign that risk management is improving, credit is being better monitored, and lenders are adapting fast.

A cultural view of loan defaults in Tanzania
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A cultural view of loan defaults in Tanzania

This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.

OnePesa vs. FlexiCash – Which is the best loan app in Tanzania?
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OnePesa vs. FlexiCash – Which is the best loan app in Tanzania?

Getting access to credit in Tanzania has never been simple. For years, many people, especially those without formal jobs, collateral, or long banking histories have found themselves locked out of traditional financial services. Even for salaried individuals, the process of borrowing from a bank often involves days of paperwork, rigid eligibility criteria, and long waits […]

A deep overview of consumer credit in Tanzania
Industry Information

A deep overview of consumer credit in Tanzania

This report reviews (year-by-year) the data (2019–2024) on formal credit flows, borrower profiles and defaults, and consumer lending trends

How direct debit works in Tanzania
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How direct debit works in Tanzania

This report reviews the regulatory framework, technical design, market players, and trends for direct debit in Tanzania (2019–2024), drawing on BoT publications, industry reports, and expert commentary.

BNPL vs. Traditional loans : What works best in Ghana
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BNPL vs. Traditional loans : What works best in Ghana

Does BNPL actually beat traditional lending from banks and microfinance institutions? That depends. Not just on the cost, but on your financial goals, discipline, and what kind of credit experience you're looking for.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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What lenders in Ghana should look for in a loan management software
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What lenders in Ghana should look for in a loan management software

Whether you're running a small credit business or a fast-growing digital lender, your software shouldn't hold you back.

5 reasons why debit cards don’t work for loan collections in Ghana
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5 reasons why debit cards don’t work for loan collections in Ghana

Relying on debit cards for loan repayments in Ghana might just be a fast track to rising defaults and frustrated borrowers. Here’s why debit cards simply don’t work well for loan collections in Ghana.