What you need to know about blacklists
A blacklist is an organized list that records the details of individuals who have engaged in misconduct. And there are so many blacklists all over the world. Today, we talk about KARMA.
How to use BankOne with Lendsqr as a core banking
BankOne is one of Africa's most popular core banking systems today, powered by Zone (formerly Appzone) as a product of Qore. It is a leading core banking software serving over 500 financial institutions in seven countries across Africa.
All you need to know about the new student loan law
For many Nigerian students today, their dreams are stifled by financial barriers. Learn how the new student loan helps to change that.
8 signs a borrower would default
Any lender who plans to run a profitable loan business and not a charity organization must keep a sharp eye out for signs that a borrower might bail on their loan repayments.
What is the loan recovery process?
Loan recovery is about ethically stepping up efforts to retrieve what's owed to you, employing assertive tactics to ensure full repayment of the loan.
A lender’s guide to understanding risk assessment
Effective risk assessment is the foundation of responsible lending. This guide explores how lenders evaluate borrower risk using credit data, financial analysis, behavioral insights, and alternative data to make informed lending decisions, reduce defaults, and build healthier loan portfolios.
5 ways GSI should be improved by the Central Bank of Nigeria (CBN)
Global Standing Instruction (GSI) is one of the most remarkable inventions by the CBN. Now, is the GSI as good as it should be? We don’t think so because every good thing can get better.
How to set up CreditRegistry on Lendsqr
Fortunately, Lendsqr is fully integrated with the key credit bureaus across Africa — CRC, CreditRegistry, TransUnion, and FirstCentral, and you can get access to millions of data to help you make smarter credit decisions in a matter of minutes.
Lending with USSD – opportunities, challenges, and limitations
While access to mobile phones is available, smartphones are not as easy to come by. For this reason, an alternative lending channel like USSD that is easily accessible becomes necessary.
How we built Oraculi to help lenders make informed decision
At the core of any decent loan management software is something that helps a lender decide whether a loan should be given. Decisioning is, therefore, a challenge every lender must solve. If you get it wrong, your loan business will fail.
Requirements for publishing Nigerian loan apps on Google Play Store
An increasing number of Nigerian lenders are launching mobile loan apps, but getting approved on the Google Play Store requires more than just uploading an APK. Google has strict policies for financial services, including proof of regulatory compliance, transparent loan terms, privacy requirements, and proper app disclosures. This guide explains the key requirements for publishing a Nigerian loan app on the Google Play Store and the steps lenders can take to ensure a smooth approval process.