The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

How to get an FCA consumer credit license in the UK Image

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
How lending software for small lenders levels the playing field with big banks
Lender information

How lending software for small lenders levels the playing field with big banks

Banks used to win by size because lending rewarded scale: large banks employed armies of underwriters, maintained branches in every district, and stored customer records in costly legacy systems that slowed change and hid useful data. Small lenders could move faster in a neighbourhood or a niche, yet that speed rarely translated into wide reach […]

Consumer finance software: What it is and why lenders rely on it
Lender information

Consumer finance software: What it is and why lenders rely on it

This article explores what consumer finance software is, how it works, and why it has become a critical tool for modern lenders. As lending grows more digital and customer expectations for speed and convenience increase, financial institutions are turning to consumer finance software to streamline operations, manage risk, and deliver faster loan decisions. Here, we break down the key features of these platforms and why lenders increasingly rely on them to power efficient, scalable lending operations.

7 lending strategies every modern lender should consider
Lender information

7 lending strategies every modern lender should consider

This article lays out seven practical strategies that move measurable outcomes: lower customer acquisition cost, higher approval accuracy, faster time to decision, and stronger lifetime value.

5 affordable lending software for small lenders
Lender information

5 affordable lending software for small lenders

This article explores five lending software platforms that stand out for their affordability and relevance to small lenders.

How direct debit works in Malawi
Industry Information

How direct debit works in Malawi

This report provides a deep dive into the direct debit ecosystem in Malawi from 2019 to 2024. It also examines the regulatory framework governing the system.

Building borrower trust in markets with loan sharks and scams
Borrower information

Building borrower trust in markets with loan sharks and scams

This article explores the facts behind borrower behavior, highlights where lenders often fail, and sets out ways to close the gap.

Consumer finance software: Choosing the right fit for your lending model
Lender information

Consumer finance software: Choosing the right fit for your lending model

This article looks at consumer finance software through the lens of alignment: aligning technology with the realities of your lending model.

What Lendsqr’s free CreditRegistry and CRC access means for lending in Nigeria
Company Updates

What Lendsqr’s free CreditRegistry and CRC access means for lending in Nigeria

The reason there are no consequences for loan defaulting is because reporting to credit bureaus has always been one of the hardest things for lenders to do.

Frequently asked questions about consumer credit in Malawi
Borrower information

Frequently asked questions about consumer credit in Malawi

This article pulls together clear, research-backed answers to those pressing questions. It doesn’t matter if  you’re a first-time borrower, a business professional, or just someone curious about how credit works in Malawi, this guide breaks down the facts, risks, and opportunities.

A cultural view of loan defaults in Namibia
Industry Information

A cultural view of loan defaults in Namibia

From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults

5 loan marketing ideas for digital-first lenders
Lender information

5 loan marketing ideas for digital-first lenders

If you run a digital-first lending business in Africa you already understand how competitive this space can be. Customers expect fast responses, clear information, and a sense that they can trust you with their money. Every interaction counts, but the very first interaction often happens before you even know someone is looking for you. Most […]

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.