The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

How to get an FCA consumer credit license in the UK Image

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
How to get a student loan in Ghana
Borrower information

How to get a student loan in Ghana

A degree doesn’t guarantee success. But it gives you a fighting chance. So if money is the only thing standing between you and your education, don’t be afraid to explore your options.

A deep overview of consumer credit in Tanzania
Industry Information

A deep overview of consumer credit in Tanzania

This report reviews (year-by-year) the data (2019–2024) on formal credit flows, borrower profiles and defaults, and consumer lending trends

How direct debit works in Tanzania
Industry Information

How direct debit works in Tanzania

This report reviews the regulatory framework, technical design, market players, and trends for direct debit in Tanzania (2019–2024), drawing on BoT publications, industry reports, and expert commentary.

BNPL vs. Traditional loans : What works best in Ghana
Borrower information

BNPL vs. Traditional loans : What works best in Ghana

Does BNPL actually beat traditional lending from banks and microfinance institutions? That depends. Not just on the cost, but on your financial goals, discipline, and what kind of credit experience you're looking for.

Lendsqr brings AI-driven lending technology to Zambia, opening credit access to the informal sector
Press Release

Lendsqr brings AI-driven lending technology to Zambia, opening credit access to the informal sector

Scale your lending in Zambia with Lendsqr. Our AI-driven tech opens credit access for the informal sector. Start making smarter automated loan decisions today.

Lendsqr launches in Tanzania with AI-powered voice and video analysis to expand access to credit for the informal sector
Press Release

Lendsqr launches in Tanzania with AI-powered voice and video analysis to expand access to credit for the informal sector

Lendsqr is bringing its AI-driven lending infrastructure to Tanzania! By utilizing advanced voice and video analysis, we are empowering local lenders to safely provide credit to the informal sector, driving financial inclusion across the nation.

Lendsqr launches in Uganda with AI-powered voice and video analysis to expand access to credit for the informal sector
Press Release

Lendsqr launches in Uganda with AI-powered voice and video analysis to expand access to credit for the informal sector

Lendsqr is officially in Uganda! By leveraging AI-powered voice and video analysis, we are breaking down barriers to credit for the informal sector. Discover how our technology is helping Ugandan lenders drive financial inclusion safely.

What lenders in Ghana should look for in a loan management software
Lender information

What lenders in Ghana should look for in a loan management software

Whether you're running a small credit business or a fast-growing digital lender, your software shouldn't hold you back.

5 reasons why debit cards don’t work for loan collections in Ghana
Lender information

5 reasons why debit cards don’t work for loan collections in Ghana

Relying on debit cards for loan repayments in Ghana might just be a fast track to rising defaults and frustrated borrowers. Here’s why debit cards simply don’t work well for loan collections in Ghana.

How to get travel loans in South Africa
Borrower information

How to get travel loans in South Africa

But something has been shifting. More and more South Africans are finding creative ways to make travel happen, saving in group stokvels, booking off-season, or, increasingly, taking out travel loans.

3 African countries making progress in Open Banking
Industry Information

3 African countries making progress in Open Banking

Right now, your bank holds all your financial data: how much you earn, what you spend, your loan history, and more. Open Banking changes that.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.