The Lendian Chronicles

How to get an FCA consumer credit license in the UK

Obtaining an FCA consumer credit license is a key step for businesses that want to offer loans, credit cards, BNPL, or other consumer credit products in the UK. This guide explains who needs FCA authorization, the application process, eligibility requirements, expected costs, and practical tips to help lenders navigate the licensing process successfully.

June 15, 2026

How to get an FCA consumer credit license in the UK Image

We’re giving our lending tech away for free to non-profit and DFIs

If you’re a non-profit or development finance institution (DFI), it should be easier to run a lending program if you're already doing the hard part of reaching people most others won’t.

June 26, 2025

We’re giving our lending tech away for free to non-profit and DFIs Image

Why Lendsqr is Africa’s most affordable loan management software

The end-to-end loan management software that’s rewriting the rules for lenders globally by offering enterprise-grade features without the enterprise-grade costs.

September 30, 2024

Why Lendsqr is Africa’s most affordable loan management software Image
How to use Freshchat with Lendsqr for your in-app chat experience
How to

How to use Freshchat with Lendsqr for your in-app chat experience

Providing timely support and assistance can significantly improve the borrower experience. By integrating Freshchat with Lendsqr, lenders can offer real-time in-app messaging that helps customers get answers, resolve issues, and navigate the lending process without leaving the platform. This guide explains how to set up Freshchat with Lendsqr, configure the integration, and use it to create a more responsive and engaging customer support experience.

How to use Lendsqr’s API to build rent-now-pay-later
Engineering

How to use Lendsqr’s API to build rent-now-pay-later

If you’re a lender (or a prospect) thinking of offering rent-now-pay-later loan options or building an entire RNPL platform, the question is, how do you make it work? There are two ways to go about it. Let’s jump right in.

How to use Lendsqr APIs to power your loan app
Engineering

How to use Lendsqr APIs to power your loan app

Building a loan app from scratch can seem complex, but most lending applications revolve around three core functions: onboarding borrowers, making credit decisions, and collecting payments. With Lendsqr APIs, developers can seamlessly integrate these capabilities into their applications without building the underlying infrastructure themselves. From customer verification and loan origination to automated decisioning and repayment collections, Lendsqr provides the tools needed to launch and scale a modern lending experience quickly and efficiently.

How to use Lendsqr to power your company employee loans
How to

How to use Lendsqr to power your company employee loans

Did you know you can manage your staff loan program with the Lendsqr loan management software? We’ll show you how

The need for financial models to build a successful loan business
Industry Information

The need for financial models to build a successful loan business

A successful lending business is built on more than just capital and customers—it requires a strong financial model. Financial models help lenders forecast revenue, assess risk, manage liquidity, understand profitability, and make informed growth decisions. Whether you're launching a new lending operation or scaling an existing one, having a clear financial model provides the visibility needed to balance growth with sustainability and avoid costly mistakes.

Important regulators every Nigerian lender should know
Company Updates

Important regulators every Nigerian lender should know

Operating a lending business in Nigeria requires more than capital and customers, it also requires compliance with the country's regulatory framework. From licensing and consumer protection to data privacy and credit reporting, several regulators play important roles in overseeing lending activities. Understanding who these regulators are and what they require can help lenders avoid penalties, build trust with borrowers, and operate sustainably in an increasingly regulated financial ecosystem.

We built Kolo to help you tame your bank accounts
Company Updates

We built Kolo to help you tame your bank accounts

The average Nigerian today has about three bank accounts, and most often than not, being able to see all bank balances across means juggling through bank apps, SMS alerts, email notifications. And when things go really bad, you start digging through pages of bank statements. Yet, even with these, it’s difficult to find everything. It’s […]

How to use Lendsqr for distributor financing
Finance

How to use Lendsqr for distributor financing

Distributor financing is an established method of providing credit, presenting a viable business model for lenders. This method bridges the gap between manufacturers, suppliers, and distributors, accelerating trade and value creation.

Essential platforms and tools to automate your lending business
How to

Essential platforms and tools to automate your lending business

Running a lending business manually can slow growth, increase operational costs, and expose lenders to unnecessary risk. The right technology stack can automate everything from customer onboarding and credit checks to loan disbursement, collections, reporting, and customer support. This guide explores the essential platforms and tools lenders need to streamline operations, improve borrower experiences, and scale efficiently in today's digital lending landscape.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

How Lendsqr helped Sterling Bank use SnapCash to bridge the credit divide
Industry Information

How Lendsqr helped Sterling Bank use SnapCash to bridge the credit divide

Access to credit remains a challenge for millions of underserved consumers, even as financial institutions seek new ways to expand lending responsibly. Through SnapCash, Sterling Bank partnered with Lendsqr to build a digital lending experience that makes credit faster, more accessible, and easier to manage. By combining automated loan origination, credit decisioning, and seamless repayment infrastructure, the partnership helped bridge the gap between borrowers and the financial support they need, while enabling Sterling Bank to scale lending efficiently and securely.

What is a loan management software?
FAQs

What is a loan management software?

A loan management software is a platform that helps lenders automate and manage the entire lifecycle of a loan, from application and approval to disbursement, repayment, and collections. Instead of relying on spreadsheets and manual processes, lenders can use loan management software to streamline operations, improve borrower experiences, reduce risk, and gain better visibility into their loan portfolios. Whether serving consumers, small businesses, or enterprises, the right loan management system enables lenders to scale efficiently while maintaining control and compliance.